How it works
Three inputs. One honest number.
No hidden assumptions — every figure the calculator uses is visible in the results panel.
The short version
What happens when you move a slider
Every calculator on the site runs the same three steps.
-
01
Set your numbers
Price, down payment, rate and amortization — drag the sliders or pick a preset. Nothing is sent anywhere; it's all calculated in your browser.
-
02
Read the breakdown
Payment, insurance, total interest and payoff date update together, so you can see exactly what moves the number.
-
03
Talk to someone
When the numbers make sense, we turn the estimate into a real, rate-locked offer — with no obligation to proceed.
Why the numbers are trustworthy
Every calculator here runs the exact same formulas our brokers use internally — the same premium tiers, the same stress test, the same land-transfer math. Nothing is simplified for the website and then done "properly" behind the scenes.
Try the calculatorReady when you are
Get your real rate, not an estimate.
Free, no-obligation review with a licensed broker — usually within one business day.