Resources
Blog
Plain-language explainers on affordability, rates, renewals and closing costs — the same things people ask us on the phone.
Closing Costs 101: What You'll Actually Pay on Top of Your Down Payment
Your down payment isn't the only cash you need on closing day. Here's what else shows up on the bill, and roughly how much to set aside.
RenewalsRenewing Your Mortgage? Don't Just Sign the Renewal Letter
Your lender's renewal offer is a starting point, not a final answer. A five-minute comparison can be worth thousands over the term.
First-Time BuyersA First-Time Buyer's Guide to the Mortgage Stress Test
You may qualify for a rate that's lower than the rate the government makes lenders test you against. Here's why, and what it means for your budget.
Mortgage BasicsFixed vs. Variable: Which Mortgage Rate Is Right for You?
There's no universally correct answer here — only a correct answer for your risk tolerance, your cash flow, and how long you plan to stay put.
AffordabilityHow Much House Can You Actually Afford?
The bank will tell you the maximum you qualify for. That number and the number you should actually spend are rarely the same thing.